Why you should get an appraisal from Consolidated Appraisal & Research, Inc.To many, an appraisal just looks like another fee on the settlement sheet for a home sale or refinance. Most lenders still need a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may appear more prudent than an appraisal. You might think that getting a mortgage is the only reason to get an appraisal, but there are other times when the services of a certified, independent real estate professional might come in handy.
Let Consolidated Appraisal & Research, Inc. help you appeal your tax assessment in Broward CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your house, so if values have gone down in your neighborhood, you can challenge your assessment and save money. An appraisal from Consolidated Appraisal & Research, Inc. is your best evidence when building your case. At Consolidated Appraisal & Research, Inc., we're equipped to assist you in appealing your tax assessment.
PMI removal to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that many lenders ask homebuyers to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. Very often, this added payment is bundled into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Consolidated Appraisal & Research, Inc. will provide you with a statement regarding the value of your home. The price you paid for the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Consolidated Appraisal & Research, Inc.A divorce is a particularly traumatic experience for the parties involved, and it is often even more complicated by the burdensome decision of who gets the house. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from Consolidated Appraisal & Research, Inc., regardless of the situation.
The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Accurate and fair estate liquidation with help from Consolidated Appraisal & Research, Inc.Settling an estateThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.
Relocating to or from Broward CountyWe know the headaches associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide feedback on the positive features of their property, as well as information regarding any current sales or listings in their area that they want considered.
Don't sell out for too little or keep your home on the market too long.Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.
We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.